ATM Sites

With a University Credit Union ATM card, you can...

• withdraw up to $500 each day from your checking or savings account, if available in your accounts.
  
• deposit checks and/or cash to checking or savings accounts at any authorized ATM
  
• pay for purchases from your checking account at many stores throughout the country - there are no check writing hassles, no point-of-sale fees and no credit card costs.

Your University Credit Union ATM card is accepted anywhere you see these logos:

Added convenience -- free ATMs owned and operated by University Credit Union

West Kendall Center (across from Three Lakes Community)
13241 S.W. 136th Street, Miami, FL 33186

Coral Gables (across from University of Miami)
6250 S.W. 57th Ave. (Red Road) Miami, FL 33143

Medical Center - University of Miami /Jackson Memorial
Park Plaza West 1611 N.W. 12th Ave, Miami, FL 33136

University of Miami - Coral Gables Campus
Student Wellness Center
1241 Dickinson Dr., Coral Gables, FL 33124
(Cash Dispenser Only - Non Deposit Taking)

Florida International University - University Park
Graham Center, Room 189,
11200 SW 8th Street, Miami, FL 33199

Florida International University - Biscayne Bay Campus
Wolfe University Center, Room 142,
3000 N.E. 151 Street, North Miami, FL 33181

University of Miami - Coral Gables Campus
Whitten University Center
- Across from bookstore
- At Room S120
- At Branch Lobby

*All University Credit Union ATMs take deposits, except UM Wellness Center.

Getting an ATM card

• Open a checking account with us and complete a simple ATM card application form at any University Credit Union branch.
• Your ATM card will be mailed to you within two weeks.
• Your PIN (personal identification number) will be mailed under separate cover.

Take care - use ATMs safely

Memorize your PIN. Do not write it down anywhere, and do not let anyone borrow your card and PIN. Remember, your PIN is the only way that someone else could get access to your account.

When you're using an ATM, shield the ATM with your body so that the person behind you cannot see you enter your PIN.

Be alert and aware of your surroundings. If something seems suspicious, cancel the transaction immediately and take your card. If possible, have a friend accompany you while you're using the ATM.

When you receive your cash, immediately put it in a pocket out of sight and count it later. Do not stay at the ATM and count your cash.

Please remember to leave enough money in your account to clear any outstanding checks or automatic monthly deductions.

ATM Fees

Transactions at ATMs owned by University Credit Union are free. At non-University Credit Union ATMs, the first 4 transactions per month are free; for each transaction after 4, there is a $1.00 fee. Transactions at ATMs not owned by University Credit Union may incur an additional surcharge from the ATM owner. This fee is not collected or controlled by University Credit Union.

Lost or Stolen ATM Card

If your ATM card is lost or stolen it is very important that you notify University Credit Union as soon as possible.

You can call (786) 425-5000 during business hours to have your card restricted and tagged lost/stolen.

If you realize the loss during non-business hours, you can call (800) 472-3273 to restrict all activity on your credit union account. Simply enter your account number and the # sign.

It is important that you then call (786) 425-5000 on the next business day to have your account unrestricted and have your card tagged lost/stolen.