For quick loan turnaround, or to apply for one of our low fixed-rate MasterCards or any of our loan products, click here to go directly to e*branch now and apply online. Not already an e*branch user? Simply click here to sign up. Then you can enjoy the ease and convenience of our online loan services including:
Or simply click here to download and print out a copy of our Consumer Lending Plan(PDF). Once this form is completely filled out, bring or mail to any of our branch locations.
When it comes to borrowing, we offer more than just low rates...
University Credit Union is committed to being a convenient, low cost loan source for our members. There are a lot of reasons you may need some extra money, and we have a lot of different loans to meet those needs. If you have questions about borrowing, see the people who care about you at University Credit Union.
New or Used Automobile Loan
We offer financing on a wide range of new and used cars, trucks and SUVs. New cars can be financed with little or no down payment, depending upon credit qualifications. For the ultimate in convenience, apply online or come to the credit union before you begin shopping for your car. You can get pre-approved for your loan, making it easier to shop for your dream car. Click here to learn more about our great auto rates.
RV, Boat or Motorocyle Loan
We do our best to make your RV, Boat or Motorcyle purchase an easy, positive experience. Plus, we may save you money! Whatever you choose, we have a loan program to fit your needs.
Signature Loan - Fixed or Line of Credit
This loan has many uses - education, vacations, repairs, bill consolidation, major purchases (appliances, computers), emergencies. It can be a fixed term with regular monthly payments or it can be a revolving line of credit so that you can continue to borrow up to your limit as you make your payments.
Share (Savings or CD) Secured Loans
By pledging your savings or Certificate of Deposit that you already have in your account, you can obtain the best in loan terms including a lower interest rate. You also have the benefit of keeping your savings intact and continuing to earn the regular dividend rate on your entire savings amount as you make your monthly payments. When the loan matures, you still have your savings or Certificate of Deposit!
Home Equity Loans and Mortgage Loans
Let your home work for you! With a Home Equity Loan you'll have ready cash available for home improvements, education, bill consolidation... the choices are unlimited. These can be fixed for terms of 5,6,7,8 or 15 years or it can be a line of credit available when you need it. The choice is yours.
ONCE A MEMBER ALWAYS A MEMBER!