Money Market Accounts (MMAs)
Earn a premium yield without tying up your cash. This money management tool keeps your funds liquid and flexible while strengthening the earning potential of your hard-earned money.
For as little as $500 you can buy a certificate in a term from 91 days up to five years. Interest is paid and compounded monthly.
Individual Retirement Accounts (IRAs)
Our regular IRA deposit accounts offer a number of features not found elsewhere, such as quarterly rate changes to protect you from inflation, the convenience of payroll deduction and NO fees or charges. In addition, your deposit could be tax-deductible (consult with your tax advisor). IRAs are separately insured by the NCUSIF to $250,000.
IRA Share Certificates
For as little as $500, you are guaranteed a fixed rate for the term of the certificate. terms are 1 year, 2 year, 3year and 5 years. Dividends are paid and compounded monthly.
Start an IRA Now for Maximum Retirement Comfort
Choose from our traditional (deductible) IRAs, Roth IRAs and Coverdell Education Savings Account- all of which earn tax-deferred interest. University Credit Union offers the same excellent rates and terms on Roth and Traditional IRAs as we do for our share certificates for 1 year and over.
Savings & Money Market Transfer Limitations
No more than six (6) automatic or telephone transfers may be made from your Money Market or any Savings Accounts to another account of yours or to a third party in any month made by check, draft, debit/check card or similar order and payable to third parties.
ONCE A MEMBER ALWAYS A MEMBER!