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Savings and Investment Services |
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Rates are effective as of 6/13/2013 and are subject to change without notice. All accounts are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. Government.
(APY=Annual Percentage Yield)
| Deposit Accounts |
| Account |
Suffix |
Minimum |
Rate |
APY |
| Shares |
0 |
$5 |
0.05% |
0.05% |
| Checking |
9 |
$0 |
---- |
---- |
| Money Market |
3 |
$0 - $1,999.99 |
0.05% |
0.05% |
| Money Market |
3 |
$2,000.00 - $39,999.99 |
0.10% |
0.10% |
| Money Market |
3 |
$40,000.00 and up |
0.15% |
0.15% |
| Holiday Club |
5 |
$0 |
0.05% |
0.05% |
| Vacation Club |
6 |
$0 |
0.05% |
0.05% |
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Share Certificates (CDs) |
| Term |
Minimum |
Rate |
APY |
| 91 Days |
$500 |
0.20% |
0.20% |
| 6 month |
$500 |
0.25% |
0.25% |
| 1 Year |
$500 |
0.30% |
0.30% |
| 2 Year |
$500 |
0.35% |
0.35% |
| 3 Year |
$500 |
0.40% |
0.40% |
| 5 Year |
$500 |
0.896% |
0.90% |
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Individual Retirement Accounts |
| Term |
Minimum |
Rate |
APY |
| IRA Accumulation |
$500 |
0.25% |
0.25% |
| 1 Year IRA Certificate |
$500 |
0.30% |
0.30% |
| 2 Year IRA Certificate |
$500 |
0.35% |
0.35% |
| 3 Year IRA Certificate |
$500 |
0.40% |
0.40% |
| 5 Year IRA Certificate |
$500 |
0.896% |
0.90% |
Minimum account balances are as follows: Savings - $5.00, Money Market - $2,000, Share Certificates - $500 (excluding special offers), IRAs: $500 for Accumulation account, $500 for 1 Year term, 2 Year Term, 3 Year Term and 5 Year Term.
Rates listed are subject to change without notice. Transaction Limits: $500 withdrawal minimum on Money Market. Early withdrawals on Certificates are subject to penalty. Fees could reduce the earnings on the account. |