|
Rates and Terms listed are subject to change without notice. Fees could reduce the earnings on the account.
(APR=Annual Percentage Rate)
Loan Type
|
Term |
APR |
| Certificate Secured Loan |
Up to 60 months |
3% over share/certificate rate (Max. $100,000) |
| Share Secured Loan |
Up to 24 months |
3% over share/certificate rate (Max. $100,000) |
| Signature Fixed Loan |
Up to 60 months |
As low as *9.2% (Max $20,000) |
| Signature Line of Credit |
Revolving |
As low as *9.2% (Max $20,000) |
| MasterCard Classic |
Revolving |
13.2%* (Max $10,000) |
| MasterCard Gold |
Revolving |
10.9%* (Max $20,000) |
| MasterCard Platinum |
Revolving |
8.9%* (Max $30,000) |
| MasterCard Secured |
Revolving |
9.0% (Max $10,000) |
|
* Credit criteria apply |
|
|
Vehicle Loans
| New Car Loans |
| Term |
APR |
| Up to 36 months |
As low as *1.99% |
| 48 - 60 months |
As low as *2.24% |
| 61-72 months ($25,000.00 Min.) |
As low as *2.74% |
|
73-78 months ($25,000.00 Min.) |
As low as *3.24% |
|
* Credit criteria apply. |
Used Car Loans (Financing based on 100% of NADA Values.)
|
|
|
| Model Year |
Term (Months) |
APR |
Max Term (Months) |
APR |
| Current Model Year - 3 Year Old Model |
24/36 |
As low as *2.99% |
48/60/66 |
As low as *3.99% |
| 4-5 Year Old Model |
24/36 |
As low as *2.99% |
48/60 |
As low as *3.99% |
| 6-7 Year Old Model |
24/36 |
As low as *2.99% |
48 |
As low as *3.99% |
|
|
|
|
72 |
As low as *4.49% |
|
* Credit criteria apply. |
|
|
Other Vehicles
|
| Loan Type |
Term |
Rate |
|
New Motorcycle (Min $5,000/Max $30,000) |
Up to 84 months |
As low as *6.25% |
|
New Boat 100% (Max $250,000) |
Up to 120 months |
As low as *6.25% |
|
New Camping Trailer or Motor Home (Up to $250,000) |
Up to 120 months |
As low as *6.25% |
|
* Credit criteria apply. |
Real Estate Secured Loans
Fixed Rate Home Equity Loan
|
| Loan to Value/Term |
Fixed Rate |
| Up to 80% LTV (Term 5-9 Years/Max $150,000) |
4.50% |
| Up to 80% LTV (Term 10-14 Years/Max $150,000) |
5.50% |
| Up to 80% LTV (Term 15-20 Years/Max $150,000) |
6.00% |
|
* Credit criteria apply. |
Home Equity Line of Credit
|
| Loan to Value/Term |
Variable Rate |
| Up To 80% LTV(Term 20 Years/Max $150,000.00) |
3.25% |
|
* Credit criteria apply. |
|
Products & Services 
