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Looking for a new car or truck?

Save Money with University Credit Union's Very Competitive Rates!

As low as 1.74%*

Let University Credit Union help you get into that new car!

We also offer financing on a wide range of used cars, trucks and SUVs. Please call or stop by and ask about our great rates on used cars as low as 1.74%*

*Annual Percentage Rate. Credit Criteria Apply.
**Non University Credit Union Auto Loans of $10,000.00 or more refinanced with University Credit Union. Speak to a member service representative today for further details.


Current Loan Rates | Loan Payment Estimator

For quick loan turnaround on any of our loan products, apply online today.  Then you can enjoy the ease and convenience of our online loan services including:

  • Online loan applications
  • Loan calculator
  • Loan status updates

Or simply download a printable version of our loan application.  Once this form is completely filled out, bring or mail to any of our branch locations.

Automobile Cash Rebates: What you need to know…

Incentives offered by car dealers typically take the form of cash rebates or low APR financing.

  • In most cases, low APR financing cannot be combined with customer cash rebates.
  • In most cases, the customer cash rebate is a better deal because you can apply it to the vehicle purchase price and finance a smaller loan amount!
  • Summary: In most cases it’s better to take the cash rebate and finance the vehicle with the credit union!
  • See how the Rate vs. the Rebate compare

Average Cost of Car Repairs 

*APR = Annual Percentage Rate. Rates shown are the lowest possible rates currently offered. Rates are available based upon your credit profile, year of vehicle and loan terms. Credit criteria apply. As low as rate includes applicable discounts of Premier Member(.15%), Direct Deposit that must be at least 2x monthly loan payment amount(.25%), Automatic Payment(.25%), Previous UCU vehicle borrower(.25%), Financing 89% or lower of vehicle value(.25%) / Financing 75% or lower of vehicle value on 60 months or higher(.50%). (LTV discounts cannot be combined)Rates are fixed for the term of the loan. 1$15,000.00 minimum ²$25,000.00 minimum.

Copyright © 2020 University Credit Union  13241 S.W. 136 St, Miami, FL 33186