Thank you for your interest in applying for a loan with University Credit Union. Please note to be eligible to apply you must meet one of the following requirements.
Membership in the Credit Union is open to the following:
Those who live or work in Miami-Dade County, spouses and members of the “immediate families” of members who qualify above.
Those who are employees, adjunct faculty, volunteer faculty, students and alumni of the University of Miami (UM), Florida International University (FIU), St. Thomas University(STU), and employees of any institution of higher learning in Miami-Dade and Monroe Counties, Lawyers who are members of The Florida Bar in good standing, practicing (including those employed by Governmental Department); non-practicing or residing in Miami-Dade, Broward, Palm Beach or Monroe County, Florida The employees of such lawyers; Lawyers who are members of The Florida Bar in good standing and employees of the law firms which maintain their principal administrative and/or managing partners’ office in Miami-Dade, Broward, Palm Beach, or Monroe County as long as said Lawyer and employees reside or work in the state of Florida. Employees of the Florida Bar, Miami-Dade, Broward, Palm Beach or Monroe County Voluntary Bar Associations, and any other Bar association, so long as said employee is employed in Miami-Dade, Broward, Palm Beach or Monroe county, which primary function is to provide legal services.
Employees of any group, organization, firm, corporation, or Governmental Agency, in Miami-Dade, Broward, Palm Beach, or Monroe County, whose primary function is to provide legal services. Professional Service Corporations organized to practice law, pursuant to the Professional Service Corporation Act of Florida with its principal place of business in Miami-Dade, Broward, Palm Beach or Monroe County and all notes for loans shall be cosigned by at least one member of the Profession Service Corporation. Court reporters with their employees whose principal place of business is in Miami-Dade, Broward, Palm Beach or Monroe County. Judicial assistants working in Miami-Dade, Broward, Palm Beach or Monroe County. Employees of Legal Publications such as Miami Review, Broward Review and Palm Beach Review as long as said employee lives or working in Miami-Dade,Broward, Palm Beach or Monroe County.
USA Patriot Act
The USA Patriot Act requires credit unions to take extra security precautions to help the government fight the funding of terrorism and money laundering activities. Federal law requires all financial institutions to obtain, verify, and record information that identifies each person who opens an account. These new procedures are designed to prevent crimes, such as identity theft and account fraud that terrorists commit to finance their operations.
When an account is opened or changed, you will be asked for your name, address, date of birth, and other information that will allow us to identify you. We may also ask to see your driver's license or other identifying government issued documents. The definition of an account covers a broad range of regular financial transactions such as deposit, transaction, asset, or credit accounts - or other extension of credit. The required verification may be a temporary inconvenience for some, but a strong deterrent for terrorists and other criminals.
You can rest assured that we will only request the information required by the law and that we will use the information only for purposes complying with the law. Your privacy is our top concern, and we will respect and protect it as always, consistent with the law's requirements. .
For additional details on field of membership click on the “Join Us” tab near the top of our home page.
For a brief tutorial on how to apply for a loan with University Credit Union please click here.