empty text

empty text

New e*branch Login

Loan Rates

Share Secured/Certificate Secured

Loan Type Term Annual Percentage Rate

Certificate Secured Loan

Up to 60 months

3% over share/certificate rate (Max. $100,000)

Share Secured Loan

Up to 24 months

3% over share/certificate rate (Max. $100,000)

Signature Fixed Loan

Up to 60 months

As low as 6.74% * (Max $20,000)

Signature Line of Credit

Revolving

As low as 10.49% * (Max $20,000)


* Credit criteria apply.  

Mastercard Credit Card

Loan Type Term Annual Percentage Rate

Mastercard Classic

Revolving

13.2% * (Max $10,000)

Mastercard Gold

Revolving

10.9% * (Max $20,000)

Mastercard Platinum

Revolving

8.9% * (Max $30,000)

Mastercard Secured

Revolving

9.0%   (Max $10,000)


* Credit criteria apply.  

New Car Loans

Term

Annual Percentage Rate

Up to 36 months

As low as 1.74% *

48 months

As low as 1.99% *

60 months

As low as 2.24% *

72 months1

As low as 2.44% *

78 months1

As low as 2.74% *

84 months²

As low as 3.24% *


*APR = Annual Percentage Rate.  Rates shown are the lowest possible rates currently offered.  Rates are available based upon your credit profile, year of vehicle and loan terms. 
Credit criteria apply. Rates are fixed for the term of the loan.  $15,000.00 minimum ² $25,000.00 minimum

Used Car Loans

Term
Model Year
Annual Percentage Rate

Up to 36 months

2012 - 2020

As low as 1.74%  *

48 months

2013 - 2020

As low as 1.99% *

60 months

2013 - 2020

As low as 2.24% *

72 months1

2017 - 2020

As low as 2.74% *

78 months1 2019 - 2020 As low as 3.24% *


*APR = Annual Percentage Rate.  Rates shown are the lowest possible rates currently offered.  Rates are available based upon your credit profile, year of vehicle and loan terms. 
Credit criteria apply. Rates are fixed for the term of the loan.  $15,000.00 minimum

Other Vehicle Loans 

Loan Type

Term

Annual Percentage Rate

New Motorcycle
(Min $5,000/Max $30,000)

Up to 84 months

As low as 3.99% *

New Boat 100%

(Max $250,000)

Up to 240 months

As low as 3.99% *

New Camping Trailer or Motor Home

(Up to $250,000)

Up to 180 months

As low as 3.99% *


*APR = Annual Percentage Rate.  Rates shown are the lowest possible rates currently offered.  Rates are available based upon your credit profile, year of vehicle and loan terms. 
Credit criteria apply. Rates are fixed for the term of the loan.  $15,000.00 minimum

Fixed Rate Home Equity Loan

Loan to Value/Term

Fixed Annual Percentage Rate

Up to 80% LTV (Term 5-9 Years/Max $250,000)1

As low as 3.00% *

Up to 80% LTV (Term 10-14 Years/Max $250,000)1

As low as 3.00% *

Up to 80% LTV (Term 15 Years/Max $250,000)1

As low as 3.25% *

Up to 80% LTV (Term 20 Years/Max $250,000)1 As low as 3.25% *


* Based on loan amount.  Credit criteria apply.  Rates are fixed for the term of the loan.  1 Higher amount might be considered

Home Equity Line of Credit 

Loan to Value/Term Variable Annual Percentage Rate

Up To 80% LTV (Term 20 Years/Max $250,000.00)1

As low as 3.25% *


* Based on loan amount. Credit criteria apply.  1 Higher amount might be considered. 

Monthly University Credit Union loans are calculated using the Simple Interest Method. Interest is calculated on the monthly unpaid balance. Monthly payment amount based upon maximum term. Quoted rates and terms shown may not apply to every borrower. All Credit Union loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and your credit score.  Terms and Rates are subject to change.

Copyright © 2020 University Credit Union  13241 S.W. 136 St, Miami, FL 33186