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What to Store in a Safe Deposit Box

 

Having a safe deposit box is a very useful thing.  If you tend to lose important items in your home, storing these in a safe deposit box at University Credit Union may be very helpful.  Keep in mind that you should only store valuable items that you don’t need to access regularly.

You will have a key to your safe deposit box, and it is important that you decide who else should have access to it as a co-lessor.  An executor to your will may eventually get access to it after you die, so check with your attorney on this when writing your will.

Although some items should be stored on your property or in a firesafe box in your home, a safe deposit box is a great place for the following items.

Items to Store in a Safe Deposit Box

  • Important contracts & business papers
  • Valuable jewelry, stamp or coin collections
  • Personal papers
  • Social security cards
  • Passports
  • Birth certificates
  • Marriage certificates
  • Death certificates
  • Copies of wills & trusts
  • Divorce decrees
  • Custody agreements
  • House deeds
  • Vehicle titles
  • Insurance documents
  • Home inventory list
  • Stock & bond certificates
  • Back-up external hard-drives
  • Flash drives
  • Digital photos
  • Bank & investment account numbers
  • Diplomas & education transcripts
  • Credit cards & account numbers
  • Any other hard to replace items

Although in most cases, the original documents should be stored in a safe deposit box, you should make a copy of everything and store that in your home where it is easily accessible in case the information is needed.

Safe deposit boxes are a cost effective way to protect your valuables and important records off site, and protect you and your family in case of an emergency.  Please store the key in a place you’ll remember!

University Credit Union offers 5 x 5, 5 x 10, 3 x 10 and 10 x 10 safe deposit boxes at our West Kendall branch.  Please call 786-425-5059 to check availability and pricing.

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