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Deposit Products

Regular Share (Savings) Accounts

Saving money is easy and secure. Your savings account is convenient, safe, accessible and begins your journey to a quality relationship with your University Credit Union!

Tiered Money Market Accounts

You’ll earn higher interest rates at higher balance levels and have the peace of mind that comes from knowing your money is available when you need it.

91 Days, 6 months, 1 Year, 2 Year, 3 Year and 5 Year Certificates of Deposit (CD)

This is a great way to grow your money with higher interest rates at committed, specific time frames. Open your CD with as little as $500.

Holiday Club and Vacation Savings Accounts

Set aside money for the holidays or summer fun and you won't feel the financial pinch when the time arrives.  This is a great way to save for that dream vacation or for that special holiday season.

I.R.A. Share Accounts & I.R.A. Certificates of Deposit (CD)

Save now, and postpone a visit from the taxman until your retirement years. Depending on your situation, your contributions may be tax deductible.  Save now using after-tax money and your earnings can grow tax free! If you meet the qualifications, this investment could be free of taxes when you retire.

I.R.A. Coverdell Education Savings Account

This is a very attractive college savings vehicle for many people, including families that wish to save for elementary and secondary school expenses as certain K-12 expenses were recently added to the list of qualified expenses. In fact, even if you like the 529 plan you may still decide to contribute the first $2,000 of savings for each child into a Coverdell account.

I.R.A. Roth

This provides no tax deduction at the time of contribution, but instead provides, if you meet certain requirements,that all earnings are tax free when you or your beneficiary withdraw them. Other benefits include avoiding the early distribution penalty on certain withdrawals, and eliminating the need to take minimum distributions after age 70½.

 Mixture of United States currency, coins and bills

Your savings federally insured to at least $250,000 and backed by the full faith and credit of the United States Government through the National Credit Union Administration (NCUA), a U.S. Government Agency.

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