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Money Market Checking Accounts. Earn more when you save more.
Money Market Checking Accounts. Earn more when you save more.

Money Market Checking Accounts (MMAs)

Earn a premium yield without tying up your cash. This money management tool keeps your funds liquid and flexible while strengthening the earning potential of your hard-earned money. Write a check or transfer funds as needed to your other University Credit Union accounts with a low $500.00 minimum withdrawal per transaction.

Deposit Rates

Account

Minimum

Annual Percentage Yield

Shares

$5

0.10%

Checking

$0

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Money Market

$0 - $1,999.99

0.10%

Money Market

$2,000.00 - $39,999.99

0.25%

Money Market

$40,000.00 and up

0.30%

Holiday Club

$0

0.10%

Vacation Club

$0

0.10%

Rates are effective as of 7/15/2024 and are subject to change without notice. All accounts are federally insured to at least $250,000 by the National Credit Union Administration, an agency of the U.S. Government.

*APY = Annual Percentage Rate.  Minimum account balances are as follows: Savings - $5.00, Money Market - $2,000, Share Certificates - $500 (excluding special offers), IRAs: $500 for Accumulation account, $500 for 1 Year term, 2 Year Term, 3 Year Term and 5 Year Term.  Rates listed are subject to change without notice. Transaction Limits: $500 withdrawal minimum on Money Market. Fees could reduce the earnings on the account.

Dividend Calculator

Use this financial calculator to improve your financial planning and learn how to reach your financial goals.

Please note that this calculator is provided for informational and planning purposes only. It does not constitute an offer to extend credit. Actual results may vary.

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