Traditional Mastercard
University Credit Union has a credit card program with our members' best interest in mind. The program offers an honest, straight-forward approach with no teaser rates or hidden costs.
Platinum Mastercard
- No annual fee
- Low fixed rates starting as low as 15.9% APR*
Traditional Mastercard
Information regarding Rates and Disclosures
*APR = Annual Percentage Rate. Certain Credit Restrictions Apply.
Mastercard Benefits
- EMV Chip Card Enabled: Every new University Credit Union Mastercard is EMV ready! To learn more about EMV click here on EMV Card Information to see how secure your new University Credit Union Mastercard is.
- Cash advance: You can get a cash advance with your Mastercard at any University Credit Union branch or at any financial institution displaying the Mastercard logo, with no cash advance fee. Interest accrues from date of advance.
- Travel Accident Insurance: You get up to $250,000.00 of free coverage when you purchase your ticket on a major carrier using your University Credit Union Mastercard.
- Worldwide acceptance and ATM access. Transfer balances from other high interest credit cards with no balance transfer fees.
Online Convenience
You can pay your University Credit Union Mastercard online via e*branch. And it's not just payments - you can also check your:
- Account Balance
- Available Credit
- Payment Due Date
- Credit Limits
- Detailed list of transactions
- Electronic Statements
- and much more!
Mastercard Credit Card Rates
Mastercard Classic
Revolving
15.99% * (Max $10,000)
Mastercard Gold
Revolving
15.99% * (Max $20,000)
Mastercard Platinum
Revolving
15.99% * (Max $30,000)
Mastercard Secured
Revolving
9.0% (Max $10,000)
* Credit criteria apply.
Monthly University Credit Union loans are calculated using the Simple Interest Method. Interest is calculated on the monthly unpaid balance. Monthly payment amount based upon maximum term. Quoted rates and terms shown may not apply to every borrower. All Credit Union loans are subject to approval and are granted based on individual creditworthiness, the ability to repay and your credit score. Terms and Rates are subject to change.